LOWERING BILLS AND SUBSCRIPTIONS

Lowering your expenses is the way to go to save money, have financial freedom and to get out of debt. Even major expenses have the possibility to be lowered. If you own two cars, selling one could save a car payment and lower your insurance and gas bills. Downsizing into a smaller house or apartment can lower your rent and electricity bills.

Other bills that should be reduced or eliminated are subscription services. $1/month here and $5/month there doesn’t seem like much, but a bunch together adds up.

Questions to Ask Yourself to Eliminate Bills

⬜ Is this absolutely necessary?
⬜ Can I ACTUALLY afford this?
⬜ 
Why did I bring this into my life?

Other Resources

The 50/20/30 Rule for Minimalist Budgeting

Minimalist Finances and Budgeting

10 Ways to Simplify Your Budget

8 Ways to Make Huge Savings in Your Budget

The 70% Rule: How to Afford Spending, Saving, and Investing on ANY Income!